Medicare Supplements
Medicare is an essential part of every senior’s health care plan, but deductibles, co-payments and outpatient services are just some of the “gaps” in Medicare’s coverage. A Medicare Supplement plan gives you the freedom to continue visiting the doctors and hospitals you trust, offering comprehensive coverage at competitive rates.
Depending on your location there could be as many as 20 different companies to choose from. We have access to most or all of the companies and can help you find which one has the best price and service.
It costs you nothing to meet with us and if you can not come to us we may be able to come to you. Just give us a call or email us and we will be glad to answer any questions you may have.
Section 6 of the 2015 Medicare and You Book Pg 93
The chart below shows basic information about the different benefits that Medigap policies cover. If a percentage appears, the Medigap plan covers that percentage of the benefit and you’re responsible to pay the rest.
* Plan F also offers a high-deductible plan in some states. If you choose this option,
this means you must pay for Medicare-covered costs (coinsurance, copayments, and
deductibles) up to the deductible amount of $2,180 in 2015 before your policy pays
anything.
** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for
some office visits and up to a $50 copayment for emergency room visits that don’t result in
an inpatient admission.